Understanding Payment Gateway Fees: What E-Commerce Businesses Need to Know

Introduction
At CC Pay Now, we know that understanding payment gateway fees is crucial for managing your business expenses. These costs can quickly add up, so knowing what to expect — and how to minimize fees — will help improve profitability.

1. Transaction Fees
What it is: A percentage of each transaction, typically 2%–3%, plus a fixed fee (e.g., $0.30).
Pro Tip: Shop around for competitive rates. CC Pay Now offers clear, transparent pricing with no hidden fees.

2. Monthly Fees
What it is: A flat fee some gateways charge, no matter your sales volume.
Pro Tip: If you’re a smaller business, choose providers like CC Pay Now that offer flexible plans with low or no monthly fees.

3. Chargeback Fees
What it is: Costs incurred when a customer disputes a charge (usually $15–$25 per instance).
Pro Tip: Use robust fraud prevention tools — like those integrated with CC Pay Now — to minimize chargebacks.

4. Cross-Border Fees
What it is: Additional charges for international transactions (commonly around 1%).
Pro Tip: If you sell internationally, opt for payment processors like CC Pay Now that offer competitive cross-border rates.

5. Setup and Integration Fees
What it is: One-time fees for onboarding and integration.
Pro Tip: Look for solutions that offer affordable or free setup — CC Pay Now makes it easy to get started without large upfront costs.

Conclusion
Knowing how payment gateway fees work helps you plan better and protect your margins. With CC Pay Now, you get transparent pricing and reliable payment solutions designed for e-commerce success. Questions? Contact us at info@vaultpay.cc.